Everyone is looking for ways to pay less on their homeowners insurance. A basic thing to remember is that insurance companies are risk-adverse, which means they will make people pay higher premiums if they think they are more likely to need to file a claim in the near future.
One thing that many people don’t realize is that they can significantly decrease the premiums they pay on their home insurance by making their houses less likely to be victims of burglary. This is called a “home security discount” and it can save homeowners hundreds of dollars each year.
Anyone can get these discounts just by performing a few basic steps that will also make your house safer. Installing a burglar alarm system or deadbolts can be one way to do this. Insurance companies also want to avoid fires, so improving your smoke detectors or putting fire sprinklers over your stove is another option. When you get home insurance quotes, make sure to ask about any home security discounts that might be available.