All you need to know about in-store furniture financing

Blog provided by Curacao.

Furniture Financing can provide you with the opportunity to buy furniture when you need it without using your cash reserves. Popular homeware stores will provide financing options that allow you to pay for your furniture in installments over 12-24 months. If you meet the monthly payments, you have the chance to own furniture pieces at a low-interest rate.

In-store Furniture Financing is beneficial for consumers both in the short and long term. In the short-term, you will be able to furnish your home or renovate a room without saving up to pay for it in full. This makes Furniture Financing ideal for new home buyers as they often fall short of funds to furnish their home.

In the long-term buying your furniture now will mean that you can enjoy furniture at lower prices, while paying only a fraction on interest. Curacao offers some of the lowest interest rates, which means that you will pay a small percentage more than if you paid for your furniture in full. Their Interest Beat Guarantee Policy assurance means that they will beat a competitor’s interest rate by 0.25%.

Most leading homeware stores like Curacao, Best Buy, and Ikea, will guide you through their financing process in-store or online. To qualify for financing, stores will request that you meet a minimum value to qualify. Often this value is well within the allotment for furnishing a space.

Additionally, Curacao offers Electronics Financing and Appliance Financing that assist homeowners to purchase essentials like a TV, Fridge, washing machine, and dryer. Purchasing these basic appliances will help a family settle into their new home, without the additional financial pressure of an upfront payment.