Where To Look For Computer Financing

Blog provided by Curacao

Are you looking for a computer that you can pay for with low, easy monthly payments? You can usually several incremental payment options for computers on the market. However, you’ll need to be aware of the pros and cons of all the major options.

Rent-to-own Financing

Rent-to-own services such as Rent-A-Center or Aaron’s usually allow you to pay for computers in small installments. In this financing option, you can return your products at any time without paying the next installment if you don’t want to use them anymore. Once you’ve finished paying all your installments, you will eventually own the item. This option is accessible to those with low credit scores. However, it is also expensive and usually leads to paying more than a product’s store price.

Personal Loans

Personal loans are a versatile option for paying for products you can’t afford upfront. There are many online and peer-to-peer lenders that can suit your financial needs. However, the process for this option may require a good credit score, and borrowing from a lender will probably lower your existing credit score.

In-store Financing

Many retailers also allow you to finance computers using their store credit card. Some retailers like Best Buy require fair to good credit scores before approving customers for in-store financing. However, retailers like Curacao have a history of approving customers with low credit scores and even helping them raise their credit scores through successful payments.

At Curacao, you can finance the latest computers for as low as $25 a month for some products. It’s quick and convenient to sign up for Curacao Credit, so apply for a Curacao store card today!